Skip to main content

How do the decisions that patients and their doctors make impact insurance plans?

Although health insurance plans set their own guidelines for coverage, patients and doctors do have an impact on their outcomes.  Physicians have an ethical responsibility to provide the most appropriate care to their patients.  Doctors’ decisions and recommendations directly impact health care costs.  Physicians who spend less time with their patients and circumvent an extensive review of their medical background may rely more on diagnostic tests.  This decision ultimately increases medical expenses billed to the...

Although health insurance plans set their own guidelines for coverage, patients and doctors do have an impact on their outcomes.  Physicians have an ethical responsibility to provide the most appropriate care to their patients.  Doctors’ decisions and recommendations directly impact health care costs.  Physicians who spend less time with their patients and circumvent an extensive review of their medical background may rely more on diagnostic tests.  This decision ultimately increases medical expenses billed to the insurance company. 


Patients directly impact insurance plan expenditures through their personal healthcare decisions.  Patients who select to participate in preventative measures and make healthy decisions ultimately reduce their medical costs, and therefore their insurance coverage expenses.  On the other hand, patients may also increase their medical costs.  A recent study found that patients who participated in their medical decisions actually spent more time in the hospital.  Patients who are well-informed and research their medical conditions may select the newest treatment options, which are often more expensive.  Patients are also now relying on more drug treatment options, increasing the burden on insurance plans. 


Both patients and doctors can negatively, as well as positively, impact insurance plans and their bottom lines. 

Comments

Post a Comment

Popular posts from this blog

What is the meaning of "juggling fiends" in Macbeth?

Macbeth is beginning to realize that the three witches have been deceiving him since he first encountered them. Like jugglers, they have kept changing their forecasts in order create confusion. This is particularly apparent when the Second Apparition they raise in Act IV,   Scene 1 tells him that no man of woman born can overcome him in hand-to-hand battle--and then Macbeth finds himself confronted by the one man he has been avoiding out of a... Macbeth is beginning to realize that the three witches have been deceiving him since he first encountered them. Like jugglers, they have kept changing their forecasts in order create confusion. This is particularly apparent when the Second Apparition they raise in Act IV,   Scene 1 tells him that no man of woman born can overcome him in hand-to-hand battle--and then Macbeth finds himself confronted by the one man he has been avoiding out of a sense of guilt, and that man tells him: Despair thy charm. And let the angel whom thou still hast serve...
Post a Comment
Read more

What are some external and internal conflicts that Montag has in Fahrenheit 451?

 Montag, the protagonist of Fahrenheit 451, faces both external and internal conflicts throughout the novel. Some examples of these conflicts are: External Conflicts: Conflict with the society: Montag lives in a society that prohibits books and critical thinking. He faces opposition from the government and the people who enforce this law. Montag struggles to come to terms with the fact that his society is based on censorship and control. Conflict with his wife: Montag's wife, Mildred, is completely absorbed in the shallow and meaningless entertainment provided by the government. Montag's growing dissatisfaction with his marriage adds to his external conflict. Conflict with the fire captain: Montag's superior, Captain Beatty, is the personification of the oppressive regime that Montag is fighting against. Montag's struggle against Beatty represents his external conflict with the government. Internal Conflicts: Conflict with his own beliefs: Montag, at the beginning of th...
Post a Comment
Read more

In A People's History of the United States, why does Howard Zinn feel that Wilson made a flimsy argument for entering World War I?

"War is the health of the state," the radical writer Randolph Bourne said, in the midst of the First World War. Indeed, as the nations of Europe went to war in 1914, the governments flourished, patriotism bloomed, class struggle was stilled, and young men died in frightful numbers on the battlefields-often for a hundred yards of land, a line of trenches. -- Chapter 14, Page 350, A People's History of the United States Howard Zinn outlines his arguments for why World War I was fought in the opening paragraph of Chapter 14 (referenced above). The nationalism that was created by the Great War benefited the elite political and financial leadership of the various countries involved. Socialism, which was gaining momentum in Europe, as was class struggle, took a backseat to mobilizing for war. Zinn believes that World War I was fought for the gain of the industrial capitalists of Europe in a competition for capital and resources. He states that humanity itself was punished by t...
Post a Comment
Read more